3.6. Transaction Filters

3.6.1. General information

Transaction filters in System are intended for rejection of certain transactions on various reasons. For example, there are filters to check fraud transactions, or to check if the issuer-bank or card number is included in the White List, etc.

The Transaction filters are managed on a Project-level of the System. To set filters for the Project navigate to Fraud protection filters in the Project menu.

The icon to the left from the filter name displays it’s status. To turn a filter ON/OFF click on this icon.

Filter’s details are available by clicking on the Configure button.

The number (or multiple numbers) in “Error codes” is called decline-code, or the code of transaction’s rejection reason. This code will be displayed on the Orders screen if the transaction will get the Filtered status.

Some filters have Scoring. Scoring allows more flexible approach in filtering system and fraud control. Each filter’s score can be set from 0 to 100. Transaction goes through different filters and each triggered filter adds it’s own score to transaction. If transaction reaches 100 score - it gets Filtered; if not - it passes through. Turned OFF filters have 0 score.

Filters are also available on Endpoint-level of the System. Filter settings on Endpoint-level override Project-level settings.

Some Filter parameters can be added only from the Order information screen.

Warning

Acquirer restrictions on Gate and Processor levels can be found in acquirer_restrictions

3.6.2. Fraud protection filters

Rule name	Rule description
Technical filters	Technical filters compare two or more merchant requests to detect and prevent duplicate invoice payments. All filters in this category could be applied to requests in a short period of time since the moment of the transaction received by our system.
Referral filters	Referral checks allow to establish block and trust lists of both good and bad transaction attributes, affecting the risk score based on a known trend on many different customer attributes.
Velocity filters	Velocity checks allow merchants to set velocity thresholds on various customer attributes, controlling how often a customer can attempt transactions. These checks are intended to identify high-speed fraud attacks. Velocity Rules are calculated at the merchant account level. If a merchant has several merchant accounts under their company account, velocity counts do not aggregate across the entire company if not specified additionally. For example: A single credit card is used for 2 transactions in merchant account A and 3 transactions in Merchant Account B. The Velocity Rule counts 2 in Account A and 3 in Account B. An abandonment of the shopper after redirecting to a payment method or 3-D Secure is counted as an attempt and adds to the count for velocity rules as declined transaction. But not all of these abandoned attempts can be found in the payment list, it depends on the exact integration with PSP.
Consistency filters	Consistency checks compare two or more transaction attributes with each other.
Custom business validations	Additional validations and risk profiles defined by the manager.

3.6.3. Technical filters

Name	Description	Score	Enabled by default	Parameters				Error codes
				Name	Type	Default	Description	#	Code	Name
Detecting and preventing duplicate requests	Merchant request with the same request parameters will be filtered out	No	N	Checking interval in seconds	int	15	max interval in seconds to check duplicate request	10001	1007	Duplicate request
Detecting and preventing duplicate invoices	Merchant request with the same client order ID will be filtered out	No	N	Checking interval in seconds	int	30	max interval in seconds to check duplicate invoices, set to 0 for infinity	10048	1058	Duplicate invoice
				Skip unapproved transactions	String	Y	Y - to skip sessions in Error, Failed, Limited or Rejected status status, N - otherwise
				Skip error transactions	String	Y	Y - to skip to skip sessions in Filtered, Declined or Cancelled status status, N - otherwise
Detecting and preventing accidental duplicate credit card number usage	Customer request for the current merchant with the same credit card number will be filtered out	No	N	Checking interval in seconds	int	30	max interval in seconds to check duplicate credit card number usage, values more then 60 seconds are ignored	10087	1097	Duplicate credit card
				Skip unapproved transactions	String	Y	Y - to skip sessions in Filtered or Declined status, N - otherwise
Declined transactions	This check fires when the number of declined transactions associated with exact Credit Card number and Invoice number exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction, all transactions dates are truncated to minutes during window calculation. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 declines in 60 minutes, it fires on the 11th decline in 60 minutes. Counts transactions for Account verification, Sale, Preauth or Transfer transactions in the Filtered or Declined status. The limit is calculated for the current End point if parameter “for all merchant projects” set to N, or for all Merchant Projects if parameter set to Y	No	N	Checking interval in minutes	int	30	time frame to calculate declines count in minutes, values more then 24 hours are ignored	10009	1013	Too many declines for the same credit card number and invoice
				Maximum declines count	int	2	maximum number of declined or filtered transactions allowed
				For all Merchant projects	String	N	Y - to check transactions for all projects of the current Merchant, otherwise check transactions for current end point only
Preventing new transactions with source card which has previous attempt in unknown status	This check fires when customer tries to perform new card transaction while last transaction with the same source card still has non-final unknown status for past N minutes (max 1 hour). Counts Sale, Preauth or Transfer transactions in unknown status.	No	N	Checking interval in minutes	int	60	Max interval in minutes to check existing unknown operation	10259	1269	Customer card has previous transactions in unknown status
				for all merchant projects	String	N	Y - to check transactions for all projects of the current merchant N - check transactions for current end point only

3.6.4. Referral filters

When transaction is filtered by merchant blacklist, the API response message will have the following structure: “Transaction declined - please contact support with the following code: {error code}:{error #}” This message is relevant only for merchant black lists and can be displayed to the customer instead of actual filtering reason.

Name	Description	Score	Enabled by default	Parameters				Error codes
				Name	Type	Default	Description	#	Code	Name
Blacklist check (BL)	Allows blacklisting of specified clients based on various criteria such as email, IP address, etc	No	Y	For all merchant projects	String	Y	Y - to check blacklists for all projects of the current merchant, otherwise check blacklists for current project only	10002	1022	Credit card blacklisted
								10094	1104	Credit card blacklisted
								10029	1039	Credit card issuer blacklisted
								10067	1077	Destination credit card blacklisted
								10095	1105	Destination credit card blacklisted
								10125	1135	Destination credit card issuer blacklisted
								10030	1040	IP address blacklisted
								10096	1106	IP address blacklisted
								10031	1041	Email blacklisted
								10097	1107	Email blacklisted
								10069	1079	Destination blacklisted
								10098	1108	Destination blacklisted
								10137	1147	Billing country blacklisted for merchant
								10138	1148	IP-address country blacklisted for merchant
								10139	1149	Customer e-mail blacklisted for merchant
								10140	1150	Customer fingerprint blacklisted for merchant
								10141	1151	Customer ip-address blacklisted for merchant
								10142	1152	Customer purpose blacklisted for merchant
								10143	1153	Destination card bin blacklisted for merchant
								10144	1154	Destination card country blacklisted for merchant
								10145	1155	Destination card number blacklisted for merchant
								10146	1156	Destination card type blacklisted for merchant
								10147	1157	E-mail domain blacklisted for merchant
								10148	1158	Source card bin blacklisted for merchant
								10149	1159	Source card country blacklisted for merchant
								10150	1160	Source card number blacklisted for merchant
								10151	1161	Source card type blacklisted for merchant
Predefined emails whitelist check (ABL)	Allows processing for trusted customers only. Different merchants have different definitions of a trusted customer, this filter allows processing for customers with emails uploaded by ABL batch only. Transactions for customers which emails are not listed in ABL will be filtered out. Filter will be applied for chosen countries only, for all other countries check will be ignored	Yes	N	Issuer country identifier	String	*	apply filter for selected countries only, country defined by credit card issuer	10068	1078	Email blacklisted
				IP country identifier	String	*	apply filter for selected countries only, country defined by customer IP
				For all merchant projects	String	Y	Y - to check customer email in email anti-blacklists for all projects of the current merchant, otherwise check in email list for current project only
Ban untrusted networks	Allows to make block lists based on the specific IP address ranges of the customer. Merchants are able to submit IP address ranges in either IPv4 or IPv6 format via CSV upload.	No	N	Customer ip ranges	File		file format example: 192.168.0.0,192.168.255.255 fd00:0000:0000:0000:0000:0000:0000:0000, fdff:ffff:ffff:ffff:ffff:ffff:ffff:ffff	10034	1044	Untrusted network
Credit Card Whitelist check	Allows ignoring all other fraud filters for selected credit cards. Sometimes customer’s behavior can lead to the unfortunate situation where a shopper is completely unable to process transactions. You can whitelist a customer’s credit card so they can successfully process their transaction. White list will be applied only before total transactions amount for the last month for this credit will not reach the limit specified by filter parameters. White list could be specified for: the exact source card number by manager and merchant, the exact destination card number by merchant or the whole source card number issuer BIN range.	N/A	Y	Up to amount	Decimal	999999999	maximum total transactions amount for the last month for this credit card to allow credit card to be whitelisted. If this limit reached, whitelist will be ignored
				For all merchant projects	String	Y	current total transactions amount for the last month for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with “up to amount” value
Customer fingerprint		Yes	N	Add to black list threshold	Decimal	10.0		10035	1045	Fraud suspicious activity
				Block transaction threshold	Decimal	3.5		10039	1049	Fraud suspicious activity
Check reader entry mode	If reader entry mode not in allowed list and this list is configured - filter declines transaction	No	N					10088	1098	Incorrect reader entry mode
Loyal Customer check	System allows to manage following three types of predefined clients lists: the lists of the cards managed by Manager the lists of the clients’ names and email addresses managed by Merchant the lists of the clients’ names and phone numbers managed by Merchant In the typical flow the filter distinguishes the credit cards transactions and the uncontested transactions. The credit cards transactions are initially disabled in the system(in case the list of predefined clients was not loaded). If the uncontested transaction was made, e.g. e-check transaction the client’s attributes like family name, email and phone number are automatically added to anti black lists. If the system gets the credit card transaction with the same attributes(at least two of them) the transaction is allowed and the card number is put under inspection. The inspection period is defined by the Manager and is 90 days by default. If there are no refunds or chargebacks for this card within the period of inspection all the attributes of the credit card transactions are added to anti black lists. If there are negatives for the credit card the client is marked unreliable and all subsequent transactions with similar attributes will be denied irregardless of what payment system was used. The elements of this list can have four statuses: data not available the attribute is in the anti black list: negative activity not present the attribute is in the anti black list: returns are present the attribute is in the anti black list: fraud is detected	No	N	Strategy	String	MLL+GLL	GLL - accept only credit cards for loyal clients for whom period of disloyalty have passed MLL+GLL - accept both credit cards and APM’s for loyal clients	10046	1056	Disloyal customer
				Credit card period of disloyalty	int	90	the period to consider credit card transaction as suspicious one, during this period transaction from this credit card would be accepted only if other attributes of it could be found in merchant loyalty lists by name and phone or email, after this period transaction would be accepted for any manager project by card number only, no matter if its other attributes could be found in merchant loyalty lists or not
				Deny type	String	F+R	customer attributes will be removed from both merchant and manager loyalty lists in case of getting F - fraud transaction only R - reversal transaction only F+R - both fraud and reversal transactions
Payment Method check	This check can be used to apply higher or lower risk scores to transactions based on the payment method used. Some payment methods have higher or lower correlations with fraud. This check allows merchants to affect the risk score based on the payment method behavior that have noted with their fraudsters and good users	Ind	N					10047	1057	Payment method is restricted
Email Domain blacklist	This referral list allows the merchant to make block lists based on the domain of the provided customer email address. By default this list includes one time email domains collected on regular basis.	Yes	N	Customer email domains	File		file format example: google.com hotmail.com	10033	1043	Email server blacklisted
IP address Country check	This referral list allows the merchant to process transactions only for selected countries based on country of the customer IP address. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check	No	N	Country identifier	String		comma separated country identifiers list	10014	1024	Country not in trust list
Issuer Country check	This referral list allows the merchant to process transactions only for selected countries based on issuing country of the card. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check. Check applied for both Source and Destination card numbers.	No	N	Country identifier	String		comma separated country identifiers list	10015	1025	Issuer country not in trust list
Billing Country check	This referral list allows the merchant to process transactions only for selected countries based on billing country of the customer. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.	No	N	Country identifier	String		comma separated country identifiers list	10112	1122	Billing country not in trust list
IP address Country blacklist	This referral list allows the merchant to make block lists based on country of the customer IP address. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.	No	N	Country identifier	String		comma separated country identifiers list	10028	1038	Country in blacklist
Issuer Country blacklist	This referral list allows the merchant to make block lists based on issuing country of the card. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check. Check applied for both Source and Destination card numbers.	No	N	Country identifier	String		comma separated country identifiers list	10027	1037	Issuer country in blacklist
Billing Country blacklist	This referral list allows the merchant to make block lists based on billing country of the customer. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.	No	N	Country identifier	String		comma separated country identifiers list	10113	1123	Billing country in blacklist
Issuer Country blacklist by Payment method	This referral list allows the merchant to make block lists based on issuing country of the card for selected payment method. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check. Check applied for both Source and Destination card numbers.	Yes	N					10123	1133	Issuer country in blacklist for selected payment method
Transaction amount check	This check can be used to apply higher risk scores to transactions based on the transaction amount.	Ind	N					10032	1042	Incorrect transaction amount
Source Credit Card type check	This referral list allows the merchant to process transactions only for selected Source Credit Card types (Business, Corporate, etc). Counts Sale and Transfer transactions.	No	N	forbidden card level types	String	PREPAID, REWARD	comma separated card level type list. Typical card types: PREPAID, REWARDS, VIRTUAL, CASH, ATM, STANDARD, CLASSIC, GOLD, SIGNATURE, PLATINUM, ELECTRON, CORPORATE, BUSINESS, WORLD, DEBIT and variations like GOLD REWARDS, WORLD CORPORATE, etc.	10127	1137	Unsupported product type
Destination Credit Card type check	This referral list allows the merchant to process transactions only for selected Destination Credit Card types (Business, Corporate, etc). Counts Sale and Transfer transactions.	No	N	forbidden card level types	String	PREPAID, REWARD	comma separated card level type list. Typical card types: PREPAID, REWARDS, VIRTUAL, CASH, ATM, STANDARD, CLASSIC, GOLD, SIGNATURE, PLATINUM, ELECTRON, CORPORATE, BUSINESS, WORLD, DEBIT and variations like GOLD REWARDS, WORLD CORPORATE, etc.	10129	1139	Unsupported destination product type

3.6.5. Velocity filters

Name	Description	Score	Enabled by default	Parameters				Error codes
				Name	Type	Default	Description	#	Code	Name
Source Credit Card Number decline frequency for last 24 hours (daily decline limit)	This check fires when the number or amount of declined transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Account verification, Sale, Preauth or Transfer transactions in the Declined or Filtered status.	Yes	N	For all merchant projects	String	Y	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10083	1093	Daily decline amount limit exceeded for sender
				Amount limit	Decimal	999999999	maximum total transactions amount for the last 24 hours for this credit card used as Source card	10084	1094	Daily decline quantity limit exceeded for sender
				Quantity limit	Int	99999	maximum total transactions count for the last 24 hours for this credit card used as Source card
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Source Credit Card Number increasing sequence of approved transaction amounts for last 24 hours (daily rising limit)	This check fires when the number of approved transactions with increasing amount associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 increasing transactions, it fires on the 11th increasing transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the Approved status. This check only cross-checks transactions within the same merchant account in the same project.	Yes	N	Quantity limit	Int	99999	maximum transactions count with increasing amount for the last 24 hours for this credit card number	10022	1032	Too many transactions with increasing amounts for sender
Source Credit Card Number usage frequency for last 24 hours (daily limit)	This check fires when the number or amount of transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	For all merchant projects	String	Y	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10016	1026	Daily amount limit exceeded for sender
				Amount limit	Decimal	999999999	maximum total transactions amount for the last 24 hours for this credit card used as Source card	10017	1027	Daily quantity limit exceeded for sender
				Quantity limit	Int	99999	maximum total transactions count for the last 24 hours for this credit card used as Source card
				Skip payouts	String	Y	allows to process Payout transactions even when the count or amount exceeds the thresholds
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Source Credit Card Number usage frequency for last 7 days (weekly limit)	This check fires when the number or amount of transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	For all merchant projects	String	Y	current total transactions amount or count for the last 7 days for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10018	1028	Weekly amount limit exceeded for sender
				Amount limit	Decimal	999999999	maximum total transactions amount for the last 7 days for this credit card used as Source card	10019	1029	Weekly quantity limit exceeded for sender
				Quantity limit	Int	99999	maximum total transactions count for the last 7 days for this credit card used as Source card
				Skip payouts	String	Y	allows to process Payout transactions even when the count or amount exceeds the thresholds
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Source Credit Card Number usage frequency for last month (monthly limit)	This check fires when the number or amount of transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	For all merchant projects	String	Y	current total transactions amount or count for the last one month for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10020	1030	Monthly amount limit exceeded for sender
				Amount limit	Decimal	999999999	maximum total transactions amount for the last one month for this credit card used as Source card	10021	1031	Monthly quantity limit exceeded for sender
				Quantity limit	Int	99999	maximum total transactions count for the last one month for this credit card used as Source card
				Skip payouts	String	Y	allows to process Payout transactions even when the count or amount exceeds the thresholds
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Destination Credit Card Number usage frequency for last 24 hours (daily limit)	This check fires when the number or amount of transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10049	1059	Daily amount limit exceeded for recipient
				amount limit	Decimal	999999999	maximum total transactions amount for the last 24 hours for this credit card used as Destination card	10050	1060	Daily quantity limit exceeded for recipient
				quantity limit	Int	99999	maximum total transactions count for the last 24 hours for this credit card used as Destination card
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Destination Credit Card Number usage frequency for last 7 days (weekly limit)	This check fires when the number or amount of transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last 7 days for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10051	1061	Weekly amount limit exceeded for recipient
				amount limit	Decimal	999999999	maximum total transactions amount for the last 7 days for this credit card used as Destination card	10052	1062	Weekly quantity limit exceeded for recipient
				quantity limit	Int	99999	maximum total transactions count for the last 7 days for this credit card used as Destination card
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Destination Credit Card Number usage frequency for last month (monthly limit)	This check fires when the number or amount of transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last one month for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10053	1063	Monthly amount limit exceeded for recipient
				amount limit	Decimal	999999999	maximum total transactions amount for the last one month for this credit card used as Destination card	10054	1064	Monthly quantity limit exceeded for recipient
				quantity limit	Int	99999	maximum total transactions count for the last one month for this credit card used as Destination card
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Total Credit Card Number usage frequency for last 24 hours (daily limit)	This check fires when the number or amount of transactions associated with exact credit card number used as Source or Destination exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10055	1065	Daily total amount limit exceeded for sender
				amount limit	Decimal	999999999	maximum total transactions amount for the last 24 hours for this credit card used as Source or Destination	10056	1066	Daily total quantity limit exceeded for sender
				quantity limit	Int	99999	maximum total transactions count for the last 24 hours for this credit card used as Source or Destination	10057	1067	Daily total amount limit exceeded for recipient
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds	10058	1068	Daily total quantity limit exceeded for recipient
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Total Credit Card Number usage frequency for last 7 days (weekly limit)	This check fires when the number or amount of transactions associated with exact credit card number used as Source or Destination exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last 7 days for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10059	1069	Weekly total amount limit exceeded for sender
				amount limit	Decimal	999999999	maximum total transactions amount for the last 7 days for this credit card used as Source or Destination	10060	1070	Weekly total quantity limit exceeded for sender
				quantity limit	Int	99999	maximum total transactions count for the last 7 days for this credit card used as Source or Destination	10061	1071	Weekly total amount limit exceeded for recipient
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds	10062	1072	Weekly total quantity limit exceeded for recipient
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Total Credit Card Number usage frequency for last month (monthly limit)	This check fires when the number or amount of transactions associated with exact credit card number used as Source or Destination exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last one month for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10063	1073	Monthly total amount limit exceeded for sender
				amount limit	Decimal	999999999	maximum total transactions amount for the last one month for this credit card used as Source or Destination	10064	1074	Monthly total quantity limit exceeded for sender
				quantity limit	Int	99999	maximum total transactions count for the last one month for this credit card used as Source or Destination	10065	1075	Monthly total amount limit exceeded for recipient
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds	10066	1076	Monthly total quantity limit exceeded for recipient
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Purpose usage frequency for last 24 hours (daily limit)	This check fires when the number or amount of transactions associated with exact Purpose exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10040	1050	Daily amount limit exceeded for purpose
				amount limit	Decimal	999999999	maximum total transactions amount for the last 24 hours for this Purpose	10041	1051	Daily quantity limit exceeded for purpose
				quantity limit	Int	99999	maximum total transactions count for the last 24 hours for this Purpose
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Purpose usage frequency for last 7 days (weekly limit)	This check fires when the number or amount of transactions associated with exact Purpose exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last 7 days for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10042	1052	Weekly amount limit exceeded for purpose
				amount limit	Decimal	999999999	maximum total transactions amount for the last 7 days for this Purpose	10043	1053	Weekly quantity limit exceeded for purpose
				quantity limit	Int	99999	maximum total transactions count for the last 7 days for this Purpose
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Purpose usage frequency for for last month (monthly limit)	This check fires when the number or amount of transactions associated with exact Purpose exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last one month for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10044	1054	Monthly amount limit exceeded for purpose
				amount limit	Decimal	999999999	maximum total transactions amount for the last one month for this Purpose	10045	1055	Monthly quantity limit exceeded for purpose
				quantity limit	Int	99999	maximum total transactions count for the last one month for this Purpose
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Email usage frequency for last 24 hours (daily limit)	This check fires when the number or amount of transactions associated with exact Email address exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10073	1083	Daily amount limit exceeded for email address
				amount limit	Decimal	999999999	maximum total transactions amount for the last 24 hours for this Email address	10074	1084	Daily quantity limit exceeded for email address
				quantity limit	Int	99999	maximum total transactions count for the last 24 hours for this Email address
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Email usage frequency for last 7 days (weekly limit)	This check fires when the number or amount of transactions associated with exact Email address exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last 7 days for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10075	1085	Weekly amount limit exceeded for email address
				amount limit	Decimal	999999999	maximum total transactions amount for the last 7 days for this Email address	10076	1086	Weekly quantity limit exceeded for email address
				quantity limit	Int	99999	maximum total transactions count for the last 7 days for this Email address
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Email usage frequency for last month (monthly limit)	This check fires when the number or amount of transactions associated with exact Email address exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last one month for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10077	1087	Monthly amount limit exceeded for email address
				amount limit	Decimal	999999999	maximum total transactions amount for the last one month for this Email address	10078	1088	Monthly quantity limit exceeded for email address
				quantity limit	Int	99999	maximum total transactions count for the last one month for this Email address
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
IP address usage frequency for last 24 hours (daily limit)	This check fires when the number or amount of transactions associated with exact IP address exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10100	1110	Daily amount limit exceeded for IP address
				amount limit	Decimal	999999999	maximum total transactions amount for the last 24 hours for this IP address	10101	1111	Daily quantity limit exceeded for IP address
				quantity limit	Int	99999	maximum total transactions count for the last 24 hours for this IP address
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
IP address usage frequency for last 7 days (weekly limit)	This check fires when the number or amount of transactions associated with exact IP address exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last 7 days for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10102	1112	Weekly amount limit exceeded for IP address
				amount limit	Decimal	999999999	maximum total transactions amount for the last 7 days for this IP address	10103	1113	Weekly quantity limit exceeded for IP address
				quantity limit	Int	99999	maximum total transactions count for the last 7 days for this IP address
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
IP address usage frequency for last month (monthly limit)	This check fires when the number or amount of transactions associated with exact IP address exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	for all merchant projects	String	Y	current total transactions amount or count for the last one month for this credit card value would be calculated: - Y: for all projects - 3DS: for 3DS gates only - Non-3DS: for non-3DS gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	10104	1114	Monthly amount limit exceeded for IP address
				amount limit	Decimal	999999999	maximum total transactions amount for the last one month for this IP address	10105	1115	Monthly quantity limit exceeded for IP address
				quantity limit	Int	99999	maximum total transactions count for the last one month for this IP address
				Subtract Cancel transactions	String	Y	subtracts Cancelled transactions from the calculated count and amount thresholds
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Source Credit Card Number usage frequency for Purpose	This check fires when the number of Source Credit Cards associated with exact Purpose exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it fires on the 11th unique Credit Card in 6 hours. Counts unique Source Credit Card numbers for Account verification, Sale, Preauth or Transfer transactions in any status for the current Merchant.	Yes	N	checking interval in hours	Int	12	time frame to calculate unique credit card numbers count	10071	1081	Too many credit cards used for the same account
				maximum card number count	Int	5	maximum number of unique credit cards
Source Credit Card Number usage frequency for Email address	This check fires when the number of Source Credit Cards associated with exact Email address exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it fires on the 11th unique Credit Card in 6 hours. Counts unique Source Credit Card numbers for Sale or Preauth transactions in any status for the current Merchant.	Yes	N	checking interval in hours	Int	12	time frame to calculate unique credit card numbers count	10091	1101	Too many credit cards used for the same Email address
				maximum card number count	Int	5	maximum number of unique credit cards
Source Credit Card Number usage frequency for First and Last name	This check fires when the number of Source Credit Cards associated with exact Customer First and Last names exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it fires on the 11th unique Credit Card in 6 hours. Counts unique Source Credit Card numbers for Sale or Preauth transactions in any status for the current Merchant.	Yes	N	checking interval in hours	Int	12	time frame to calculate unique credit card numbers count	10092	1102	Too many credit cards used for the same customer
				maximum card number count	Int	5	maximum number of unique credit cards
Source Credit Card Number usage frequency for Destination Credit Card number	This check fires when the number of Source Credit Cards associated with exact Destination Credit Card number exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it fires on the 11th unique Credit Card in 6 hours. Counts unique Source Credit Card numbers for Sale or Preauth transactions in any status for the current Merchant.	Yes	N	checking interval in hours	Decimal	12.00	time frame to calculate unique credit card numbers count	10093	1103	Too many credit cards used for the same destination card
				maximum card number count	Int	5	maximum number of unique credit cards
Source Credit Card Number usage frequency for Email or IP address	This check fires when the number of Source Credit Cards associated with exact Email or IP address exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it fires on the 11th unique Credit Card in 6 hours. Counts unique Source Credit Card numbers for Sale, Preauth or Transfer transactions in Approved status for the current Merchant.	Yes	N	checking interval in hours	Int	24	time frame to calculate unique credit card numbers count	10026	1036	Too many credit cards used for the same email or IP address
				maximum card number count	Int	3	maximum number of unique credit cards
Source Credit Card Number usage frequency	This check fires when the number of requests associated with exact Source Credit Card exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 requests in 6 hours, it fires on the 11th request in 6 hours. Counts requests count for Account verification, Sale, Preauth or Transfer transactions in the Approved or Declined status for the current Merchant.	Yes	N	checking interval in hours	Int	24	time frame to calculate requests count	10072	1082	Too many requests for the same credit card
				maximum number of requests	Int	5	maximum number of requests allowed
Customer IP address usage frequency	This check fires when the number of requests associated with exact Customer IP address exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 requests in 60 minutes, it fires on the 11th request in 60 minutes. Counts requests count for Account verification, Sale, Preauth or Transfer transactions in the Approved or Declined status for the current Merchant. Local IP addresses are ignored. Requests from IP address listed in “Merchant API IP address” list are ignored, i.e. if merchant initiates the request from IP address X.X.X.X and knowingly sets customer_ip_address to Y.Y.Y.Y for each transaction, but address X.X.X.X classified as “API IP address” for this merchant, this check will be ignored.	Yes	N	checking interval in minutes	Int	10	time frame to calculate requests count	10115	1125	Too many requests for the same IP address
				maximum number of requests	Int	5	maximum number of requests allowed
Credit Card number already used from another IP address	This check fires when the Credit Card number has already been successfully used from a different IP address. The time threshold is a moving window calculated backwards from the moment of the transaction. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.	Yes	N	checking interval in minutes	Int	30	time frame to analyse approved transactions in minutes, set to 0 for infinity (not recommended)	10008	1006	Too many IP addresses for the same credit card number
Credit Card number already used from another Country	This check fires when the Credit Card number has already been successfully used from another Country. IP address is used to calculate customers country code. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.	Yes	N					10079	1089	Too many countries for the same credit card number
Credit Card number already used with another Email	This check fires when the Credit Card number has already been successfully used with a different Email address. The time threshold is a moving window calculated backwards from the moment of the transaction. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.	Yes	N	checking interval in minutes	Int	30	time frame to analyse approved transactions in minutes, set to 0 for infinity (not recommended)	10007	1005	Too many Emails for the same credit card number
Credit Card number already used with another Purpose	This check fires when the Credit Card number has already been successfully used with a different Purpose. The time threshold is a moving window calculated backwards from the moment of the transaction. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.	Yes	N	checking interval in minutes	Int	30	time frame to analyse approved transactions in minutes, set to 0 for infinity (not recommended)	10081	1091	Too many purposes for the same credit card number
Credit Card number already used with another Cardholder name	This check fires when the Credit Card number has already been successfully used with another Cardholder name. Distances between current Cardholder name and existing ones are calculated using Levenshtein algorithm. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status.	Yes	N	checking interval in hours	Int	30	time frame to analyse approved transactions in hours	10089	1099	Too many cardholder names for the same credit card number
				greatest levenshtein distance	Int	3	greatest levenshtein distance to consider both cardholder names equal
Customer IP address already used by another Cardholder	This check fires when the Customer IP address has already been successfully used with a different Cardholder name. The time threshold is a moving window calculated backwards from the moment of the transaction. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status.	Yes	N	checking interval in minutes	Int	30	time frame to analyse approved transactions in minutes	10006	1004	Too many card holders from the same IP address
Customer Email address already used by another Cardholder	This check fires when the Customer Email has already been successfully used with a different Cardholder name. The time threshold is a moving window calculated backwards from the moment of the transaction. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status.	Yes	N	checking interval in minutes	Int	30	time frame to analyse approved transactions in minutes	10005	1003	Too many card holders for the same Email
Source Credit Card Number approved transaction interval	This check fires when the interval for the last approved transaction associated with exact Source credit card number lesser the configured thresholds. The time threshold is time window calculated backwards from the moment of the transaction. The risk fires on the transaction below the set threshold. So, you set a threshold of 10 minutes and the last approved transaction time is 10:00:00, it fires until 10:10:01. Counts Sale, Preauth or Transfer transactions in the Approved status.	Yes	N	checking interval in minutes	Int	30	time frame to analyse approved transactions in minutes	10023	1033	Too many approved transactions for the same credit card number
				for all merchant projects	String	N	Y - to check transactions for all projects of the current merchant, otherwise check transactions for current project only
Source Credit Card Number declined transaction interval	This check fires when the interval for the last declined transaction associated with exact Source credit card number lesser the configured thresholds. The time threshold is time window calculated backwards from the moment of the transaction. The risk fires on the transaction below the set threshold. So, you set a threshold of 10 minutes and the last approved transaction time is 10:00:00, it fires untill 10:10:01. Counts Sale, Preauth or Transfer transactions in the Declined or Filtered status.	Yes	N	checking interval in minutes	Int	30	time frame to analyse approved transactions in minutes	10085	1095	Too many declined transactions for the same credit card number
				for all merchant projects	String	N	Y - to check transactions for all projects of the current merchant, otherwise check transactions for current project only
Source Credit Card Number Issuer Country change frequency for current Purpose	This check fires when the number of Countries, calculated for Source Credit Card number issuer, associated with exact Purpose exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 2 Countries in 24 hours, it fires on the 3rd unique Country in 24 hours for the same Purpose. Counts unique Source Credit Card number issuer Countries for Sale, Preauth or Transfer transactions in Approved status for the current Merchant. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.	Yes	N	checking interval in hours	Int	24	time frame to calculate countries count	10122	1132	Too many countries per account
				maximum countries count	Int	5	maximum number of countries per one purpose allowed
				ignore BINs	String		requests for listed BINs are ignoring this check
Reversal frequency	This check fires when the number or ratio of reversal transactions calculated for the whole merchant or for the exact merchant project exceeds the configured thresholds. Ratio is calculated for the full lifetime, absolute number could be limited for the whole lifetime or on daily basis from 00:00:00 till 23:59:59. The risk fires on the transaction after the set threshold. So, if you set a threshold of 5 reversals, it fires on the 6th one. Ratio calculation is based on transitions count, i.e. total reversal transactions count divided by total sale transactions count. Counts Sale and Capture transactions in Approved status and Reversal and Void transactions.	Yes	N	percentage ratio	Decimal	101.00	maximum allowable ratio of reversal transactions calculated by transaction count in percent (from 0 to 100)	10036	1046	Too high reversal ratio
				absolute number	Int	99999	maximum allowable number of reversal transactions	10037	1047	Too many reversals
				daily absolute number	Int	9999	maximum allowable number of reversal transactions per day	10038	1048	Too many reversals today
				for all merchant projects	String	N	Y - to check transactions for all projects of the current merchant, otherwise check transactions for current project only
Fingerprint usage frequency for last 24 hours (daily limit)	This check fires when the number or amount of transactions associated with exact Fingerprint exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	amount limit	Decimal	999999999	maximum total transactions amount for the last 24 hours for this Fingerprint	10170	1180	Daily fingerprint amount limit exceeded for fingerprint
				quantity limit	Int	99999	maximum total transactions count for the last 24 hours for this Fingerprint	10171	1181	Daily fingerprint quantity limit exceeded for fingerprint
				Subtract Cancel transactions	String	N	subtracts Cancelled transactions from the calculated count and amount thresholds
				for all merchant projects	String	Y	Y - to check transactions for all projects of the current merchant, otherwise check transactions for current project only
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Fingerprint usage frequency for last 7 days (weekly limit)	This check fires when the number or amount of transactions associated with exact Fingerprint exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	amount limit	Decimal	999999999	maximum total transactions amount for the last 7 days for this Fingerprint	10172	1182	Weekly fingerprint amount limit exceeded for fingerprint
				quantity limit	Int	99999	maximum total transactions count for the last 7 days for this credit Fingerprint	10173	1183	Weekly fingerprint quantity limit exceeded for fingerprint
				Subtract Cancel transactions	String	N	subtracts Cancelled transactions from the calculated count and amount thresholds
				for all merchant projects	String	Y	Y - to check transactions for all projects of the current merchant, otherwise check transactions for current project only
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Fingerprint usage frequency for last month (monthly limit)	This check fires when the number or amount of transactions associated with exact Fingerprint exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	amount limit	Decimal	999999999	maximum total transactions amount for the last one month for this Fingerprint	10174	1184	Monthly fingerprint amount limit exceeded for fingerprint
				quantity limit	Int	99999	maximum total transactions count for the last one month for this credit Fingerprint	10175	1185	Monthly fingerprint quantity limit exceeded for fingerprint
				Subtract Cancel transactions	String	N	subtracts Cancelled transactions from the calculated count and amount thresholds
				for all merchant projects	String	Y	Y - to check transactions for all projects of the current merchant, otherwise check transactions for current project only
				Use calendar days	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Source Credit Card Number usage frequency for Fingerprint	This check fires when the number of Source Credit Cards associated with exact Fingerprint exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it fires on the 11th unique Credit Card in 6 hours. Counts unique Source Credit Card numbers for Account verification, Sale, Preauth or Transfer transactions in any status for the current Merchant.	Yes	N	checking interval in hours	Int	12	time frame to calculate unique card number count	10176	1186	Too many source credit cards used for the same fingerprint
				maximum card count	Int	5	maximum number of unique card numbers
Source Credit Card number Issuer Country change frequency for current Device Fingerprint	This check fires when the number of Countries, calculated for Source Credit Card number issuer, associated with exact Fingerprint exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 2 Countries in 24 hours, it fires on the 3rd unique Country in 24 hours for the same Purpose. Counts unique Source Credit Card number issuer Countries for Sale, Preauth or Transfer transactions in Approved status for the current Merchant. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.	Yes	N	checking interval in hours	Int	12	time frame to calculate unique card number count	10177	1187	Too many countries for the same fingerprint
				maximum countries count	Int	5	maximum number of countries for one fingerprint
Destination Credit Card Number usage frequency for Device fingerprint	This check fires when the number of Destination Credit Cards associated with exact Device Fingerprint exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it fires on the 11th unique Credit Card in 6 hours. Counts unique Destination Credit Card numbers for Transfer transactions in any status for the current Merchant.	Yes	N	checking interval in hours	Int	12	time frame to calculate unique destination credit card numbers count	10178	1188	Too many destination credit cards used for the same fingerprint
				maximum card count	Int	5	maximum number of unique destination credit cards
Destination Credit Card number Issuer Country change frequency for current Device fingerprint	This check fires when the number of Countries, calculated for Destination Credit Card number issuer, associated with exact Device Fingerprint exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 2 Countries in 24 hours, it fires on the 3rd unique Country in 24 hours for the same Fingerprint. Counts unique Destination Credit Card number issuer Countries for Sale, Preauth or Transfer transactions in Approved status for the current Merchant. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.	Yes	N	checking interval in hours	Int	12	time frame to calculate unique card number count	10179	1189	Too many destination credit cards countries used for the same fingerprint
				maximum countries count	Int	5	maximum number of destination countries for one fingerprint
Email usage frequency for Device fingerprint	This check fires when the number of Purpose associated with exact Device Fingerprint exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 2 Purpose in 24 hours, it fires on the 3rd unique Purpose in 24 hours for the same Fingerprint. Counts unique Purposes for all types of transactions for the current Merchant.	Yes	N	checking interval in hours	Int	24	time frame to calculate unique emails count	10180	1190	Too many emails used for the same fingerprint
				maximum emails count	Int	5	maximum number of emails for one fingerprint
Purpose usage frequency for Device fingerprint	This check fires when the number of Purpose associated with exact Device Fingerprint exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 2 Purpose in 24 hours, it fires on the 3rd unique Purpose in 24 hours for the same Fingerprint. Counts unique Purposes for all types of transactions for the current Merchant.	Yes	N	checking interval in hours	Int	24	time frame to calculate unique purposes count	10181	1191	Too many purposes used for the same fingerprint
				maximum purposes count	Int	5	maximum number of purposes for one fingerprint
Account Number usage frequency for last 24 hours (daily limit)	This check fires when the number or amount of transactions associated with exact Account number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	No	N	amount limit	Decimal	999999999	maximum total transactions amount for the last 24 hours for this account number
				for all merchant projects	String	Y	current total transactions amount or count for the last 24 hours for this credit card value would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values
				quantity limit	Int	99999999	maximum total transactions count for the last 24 hours for this account number
				skip payouts	String	N	ignore payouts
				subtract Cancel transactions	String	N	ignore cancel transactions for two-stage payments
				use calendar day	String	N	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Account Number usage frequency for last 7 days (weekly limit)	This check fires when the number or amount of transactions associated with exact Account number exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.	No	N	amount limit	Decimal	999999999	maximum total transactions amount for the last 7 days for this account number
				calendar week starts from Sunday	String	N	Y: calendar week starts from Sunday N: calendar week starts from Monday
				for all merchant projects	String	Y	current total transactions amount or count for the last 7 days for this credit card value would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values
				quantity limit	Int	99999999	maximum total transactions count for the last 7 days for this account number calculated
				skip payouts	String	N	ignore payouts
				subtract Cancel transactions	String	N	ignore cancel transactions for two-stage payments
				use calendar week	String	N	“Y” For calculation using calendar week instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
Account Number usage frequency for last month (monthly limit)	This check fires when the number or amount of transactions associated with exact Account number exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.	No	N	amount limit	Decimal	999999999	maximum total transactions amount for the last one month for this account number
				for all merchant projects	String	Y	current total transactions amount or count for the last one month for this credit card value would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values
				quantity limit	Int	99999999	maximum total transactions count for the last one month for this account number
				skip payouts	String	N	ignore payouts
				subtract Cancel transactions	String	N	ignore cancel transactions for two-stage payments
				use calendar month	String	N	“Y” For calculation using calendar month instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled
BIN range usage frequency	This check fires when the number of transactions associated with the specific card BIN range exceeds the configured thresholds, also can specify a list of card BIN range exceptions for which checks will not be performed. The maximum time threshold is a 300 seconds window, calculated backwards from the moment of the first transaction. The risk fires on the transaction after the set threshold. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 300 seconds. Counts Sale, Preauth, Payouts or Transfer transactions.	Yes	N	bin range exceptions			card BIN range list for which checks will not be performed	10202	1212	Exceeding the limit of cards associated with the same card BIN range
				checking interval in seconds	Int	60	max interval in seconds to check transactions associated with the same card issuer country, values more then 300 seconds or less 10 seconds are ignored
				quantity limit	Int	10	pick a value for the number of transactions over which the filter will be fired
				skip declined transactions	String	N	Y - to skip sessions in Filtered or Declined status, N - otherwise
Issuer country usage frequency	This check fires when the number of transactions associated with the same card issuer country exceeds the configured thresholds. The maximum time threshold is a 300 seconds window calculated backwards from the moment of the first transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 300 seconds. Counts Sale, Preauth, Payouts or Transfer transactions.	Yes	N	checking interval in seconds	Int	60	max interval in seconds to check transactions associated with the same card issuer country, values more then 300 seconds or less 10 seconds are ignored	10199	1209	Exceeding the limit of cards issued in the same country
				quantity limit	Int	10	pick a value for the number of transactions over which the filter will be fired
				skip country identifier			сhoose the countries where the filter will be applied
				skip declined transactions	String	N	Y - to skip sessions in Filtered or Declined status, N - otherwise
Preventing transaction with the same amount	This check fires when more than one transaction is made with same amount in a time threshold (in seconds). The maximum time threshold is a 300 seconds window, calculated backwards from the moment of the first transaction. The risk fires on the second transaction with the same amount during set time threshold. Counts Sale, Preauth, Payouts or Transfer transactions.	Yes	N	checking interval in seconds	Int	60	max interval in seconds to check requests with the same amount, values more then 300 seconds or less 10 seconds are ignored	10198	1208	Such transaction amount has already been processed in the set threshold of time
				skip declined transactions	String	N	Y - to skip sessions in Filtered or Declined status, N - otherwise
Purpose usage frequency for last year (annual limit)	This check fires when the number or amount of transactions associated with exact Purpose exceeds the configured thresholds. The time threshold is a one year window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 100 transactions, it fires on the 101th transaction in one year. Calculation of the year can be started from the beginning of the calendar year or from the filter activation truncated to the month and - 11 months. I.e. if you activated the filter on May 15, 2021, the filter will consider transactions from June 2020. Counts Sale, Preauth or Transfer transactions in the approved status.	Yes	N	amount limit	Int	999999999	maximum total transactions amount for the last year for this Purpose	10200	1210	Annual amount limit exceeded for purpose
				for all merchant projects	String	Y	current total transactions amount or count for the last year for this Purpose value would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values
				quantity limit	Int	99999	maximum total transactions count for the last year for this Purpose	10201	1211	Annual quantity limit exceeded for purpose
				subtract Cancel transactions	String	N
				use calendar year	String	N
Abnormal transaction time	This check fires when transactions are received outside the set time period. So, if you set the time period from 10:00 to 20:00, it fires on any transaction from 0:00 to 9:59 and from 20:00 to 0:00. The time is set in the GMT+3 time zone. Counts Sale, Preauth, Payouts or Transfer transactions.	Yes	N	time period from	Decimal	10:00		10203	1213	Transaction in abnormal time
				time period to	Decimal	19:00
				time zone	Int	3
Source Credit Card Number decline frequency for last week (weekly decline limit)	This check fires when the number or amount of declined transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Account verification, Sale, Preauth or Transfer transactions in the Declined status.		N	amount limit	Int	999999999	maximum total transactions amount for the last 7 days for this credit card used as Source card	10206	1216	Weekly decline amount limit exceeded for sender
				calendar week starts from Sunday	String	N	Y: calendar week starts from Sunday N: calendar week starts from Monday
				for all merchant projects	String	N	current total transactions amount or count for the last 7 days for this credit card would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				quantity limit	Int	99999	maximum total transactions count for the last 7 days for this credit card used as Source card	10207	1217	Weekly decline quantity limit exceeded for sender
				use calendar year	String	N
Source Credit Card Number usage frequency per Email address for last 24 hours (daily limit)	This check fires when the number of Source Credit Cards associated with exact Email address exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards, it fires on the 11th unique Credit Card in 24 hours. Counts unique Source Credit Card numbers for Sale or Preauth transactions in any status for the current Merchant.		N	approved only	String	N	counts unique Source Credit Card numbers for Sale or Preauth transactions in approved status			Daily card number count limit exceeded for email address
				maximum card number count	Int	99999	maximum total card number count for the last 24 hours for this Email address	10208	1218
				use calendar day	String	N
Source Credit Card Number usage frequency per Email address for last 7 days (weekly limit)	This check fires when the number of Source Credit Cards associated with exact Email address exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards, it fires on the 11th unique Credit Card in 7 days.		N	approved only	String	N	counts unique Source Credit Card numbers for Sale or Preauth transactions in approved status
				calendar week starts from Sunday	String	N	Y: calendar week starts from Sunday N: calendar week starts from Monday
				maximum card number count	Int	99999	maximum total card number count for the last 24 hours for this Email address	10209	1219	Weekly card number count limit exceeded for email address
				use calendar week	String	N
Source Credit Card Number usage frequency per Email address for last month (monthly limit)	This check fires when the number of Source Credit Cards associated with exact Email address exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards, it fires on the 11th unique Credit Card in 1 month. Counts unique Source Credit Card numbers for Sale or Preauth transactions in any status for the current Merchant.		N	approved only	String	N	counts unique Source Credit Card numbers for Sale or Preauth transactions in approved status			Monthly card number count limit exceeded for email address
				maximum card number count	Int	99999	maximum total card number count for the last month for this Email address	10210	1220
				use calendar month	String	N
Source Credit Card Number usage frequency for last N days	This check fires when the number or amount of transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.		N	amount limit	Int	999999999	maximum total transactions amount for the last N days for this credit card used as Source card	10211	1221	Specified period amount limit exceeded for sender
				for all merchant projects	String	N	current total transactions amount or count for the last N days for this credit card value would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				for last N days	Int	1	date period can be set from 1 to 30 days
				quantity limit	Int	99999	maximum total transactions count for the last 7 days for this credit card used as Source card	10212	1222	Specified period quantity limit exceeded for sender
				subtract Cancel transactions	String	N
Destination Credit Card Number usage frequency for last N days	This check fires when the number or amount of transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Transfer transactions in the approved status.		N	amount limit	Int	999999999	maximum total transactions amount for the last N days for this credit card used as Destination card	10213	1223	Specified period amount limit exceeded for recipient
				for all merchant projects	String	N	current total transactions amount or count for the last N days for this Destination card value would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				for last N days	Int	1	date period can be set from 1 to 30 days
				quantity limit	Int	99999	maximum total transactions count for the last N days for this credit card used as Destination card	10214	1224	Specified period quantity limit exceeded for recipient
				subtract Cancel transactions	String	N
Total Credit Card Number usage frequency for last N days	This check fires when the number or amount of transactions associated with exact credit card number used as Source or Destination exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.		N	amount limit	Int	999999999	maximum total transactions amount for the last N days for this credit card used as Source or Destination card	10215 10217	1225 1227	Specified period total amount limit exceeded for sender Specified period total amount limit exceeded for recipient
				for all merchant projects	String	N	current total transactions amount or count for the last N days for this credit card value would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				for last N days	Int	1	date period can be set from 1 to 30 days
				quantity limit	Int	99999	maximum total transactions count for the last N days for this credit card used as Source or Destination card	10216 10218	1226 1228	Specified period total quantity limit exceeded for sender Specified period total quantity limit exceeded for recipient
				subtract Cancel transactions	String	N
Purpose usage frequency for last N days	This check fires when the number or amount of transactions associated with exact Purpose exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.		N	amount limit	Int	999999999	maximum total transactions amount for the last N days for this Purpose	10219	1229	Specified period amount limit exceeded for purpose
				for all merchant projects	String	N	current total transactions amount or count for the last N days for this Purpose would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				for last N days	Int	1	date period can be set from 1 to 30 days
				quantity limit	Int	99999	maximum total transactions count for the last N days for this Purpose	10220	1230	Specified period quantity limit exceeded for purpose
				subtract Cancel transactions	String	N
Email usage frequency for last N days	This check fires when the number or amount of transactions associated with exact Email exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.		N	amount limit	Int	999999999	maximum total transactions amount for the last N days for this Email	10221	1231	Specified period amount limit exceeded for email address
				for all merchant projects	String	N	current total transactions amount or count for the last N days for this Email would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				for last N days	Int	1	date period can be set from 1 to 30 days
				quantity limit	Int	99999	maximum total transactions count for the last N days for this Email	10222	1232	Specified period quantity limit exceeded for email address
				subtract Cancel transactions	String	N
IP address usage frequency for last N days	This check fires when the number or amount of transactions associated with exact IP address exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.		N	amount limit	Int	999999999	maximum total transactions amount for the last N days for this IP address	10223	1233	Specified period amount limit exceeded for IP address
				for all merchant projects	String	N	current total transactions amount or count for the last N days for this IP address would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				for last N days	Int	1	date period can be set from 1 to 30 days
				quantity limit	Int	99999	maximum total transactions count for the last N days for this IP address	10224	1234	Specified period quantity limit exceeded for IP address
				subtract Cancel transactions	String	N
Fingerprint usage frequency for last N days	This check fires when the number or amount of transactions associated with exact Fingerprint exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.		N	amount limit	Int	999999999	maximum total transactions amount for the last N days for this Fingerprint	10225	1235	Specified period amount limit exceeded for fingerprint
				for all merchant projects	String	N	current total transactions amount or count for the last N days for this Fingerprint would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				for last N days	Int	1	date period can be set from 1 to 30 days
				quantity limit	Int	99999	maximum total transactions count for the last N days for this Fingerprint	10226	1236	Specified period quantity limit exceeded for fingerprint
				subtract Cancel transactions	String	N
Account Number usage frequency for last N days	This check fires when the number or amount of transactions associated with exact Account Number exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.		N	amount limit	Int	999999999	maximum total transactions amount for the last N days for this Account Number	10227	1237	Specified period amount limit exceeded for account number
				for all merchant projects	String	N	current total transactions amount or count for the last N days for this Account Number would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				for last N days	Int	1	date period can be set from 1 to 30 days
				quantity limit	Int	99999	maximum total transactions count for the last N days for this Account Number	10228	1238	Specified period quantity limit exceeded for account number
				subtract Cancel transactions	String	N
Source Credit Card Number decline frequency for last month (monthly decline limit)	This check fires when the number or amount of declined transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Account verification, Sale, Preauth or Transfer transactions in the Declined status.		N	amount limit	Int	999999999	maximum total transactions amount for the last month for this credit card used as Source card	10229	1239	Monthly decline amount limit exceeded for sender
				for all merchant projects	String	N	current total transactions amount or count for the last month for this credit card would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				quantity limit	Int	99999	maximum total transactions count for the last month for this credit card used as Source card	10230	1240	Monthly decline quantity limit exceeded for sender
				use calendar month	String	N
Destination Credit Card Number decline frequency for last 24 hours (daily decline limit)	This check fires when the number or amount of declined transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Transfer transactions in the Declined status.		N	amount limit	Int	999999999	maximum total transactions amount for the last 24 hours for this credit card used as Destination card	10231	1241	Daily decline amount limit exceeded for recipient
				for all merchant projects	String	N	current total transactions amount or count for the last day for this credit card would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				quantity limit	Int	99999	maximum total transactions count for the last day for this credit card used as Destination card	10232	1242	Daily decline quantity limit exceeded for recipient
				use calendar day	String	N
Destination Credit Card Number decline frequency for last week (weekly decline limit)	This check fires when the number or amount of declined transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Transfer transactions in the Declined status.		N	amount limit	Int	999999999	maximum total transactions amount for the last week for this credit card used as Destination card	10233	1243	Weekly decline amount limit exceeded for recipient
				calendar week starts from Sunday	String	N	Y: calendar week starts from Sunday N: calendar week starts from Monday
				for all merchant projects	String	N	current total transactions amount or count for the last week for this credit card would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				quantity limit	Int	99999	maximum total transactions count for the last week for this credit card used as Destination card	10234	1244	Weekly decline quantity limit exceeded for recipient
				use calendar year	String	N
Destination Credit Card Number decline frequency for last month (monthly decline limit)	This check fires when the number or amount of declined transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Transfer transactions in the Declined status.		N	amount limit	Int	999999999	maximum total transactions amount for the last month for this credit card used as Destination card	10235	1245	Monthly decline amount limit exceeded for recipient
				for all merchant projects	String	N	current total transactions amount or count for the last month for this credit card would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				quantity limit	Int	99999	maximum total transactions count for the last month for this credit card used as Destination card	10236	1246	Monthly decline quantity limit exceeded for recipient
				use calendar day	String	N
Total Credit Card Number decline frequency for last 24 hours (daily decline limit)	This check fires when the number or amount of declined transactions associated with exact Source or Destination credit card number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Account verification, Sale, Preauth or Transfer transactions in the Declined status.		N	amount limit	Int	999999999	maximum total transactions amount for the last 24 hours for this credit card Destination card	10237 10239	1247 1249	Daily decline total amount limit exceeded for sender Daily decline total amount limit exceeded for recipient
				for all merchant projects	String	N	current total transactions amount or count for the last day for this credit card would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				quantity limit	Int	99999	maximum total transactions count for the last day for this credit card	10238 10240	1248 1250	Daily decline total quantity limit exceeded for sender Daily decline total quantity limit exceeded for recipient
				use calendar day	String	N
Total Credit Card Number decline frequency for last week (weekly decline limit)	This check fires when the number or amount of declined transactions associated with exact Source or Destination credit card number exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Account verification, Sale, Preauth or Transfer transactions in the Declined status.		N	amount limit	Int	999999999	maximum total transactions amount for the last week for this credit card	10241 10243	1251 1253	Weekly decline total amount limit exceeded for sender Weekly decline total amount limit exceeded for recipient
				calendar week starts from Sunday	String	N	Y: calendar week starts from Sunday N: calendar week starts from Monday
				for all merchant projects	String	N	current total transactions amount or count for the last week for this credit card would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				quantity limit	Int	99999	maximum total transactions count for the last week for this credit card	10242 10244	1252 1254	Weekly decline total quantity limit exceeded for sender Weekly decline total quantity limit exceeded for recipient
				use calendar week	String	N
Total Credit Card Number decline frequency for last month (monthly decline limit)	This check fires when the number or amount of declined transactions associated with exact Source or Destination credit card number exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Account verification, Sale, Preauth or Transfer transactions in the Declined status.		N	amount limit	Int	999999999	maximum total transactions amount for the last month for this credit card	10245 10247	1255 1257	Monthly decline total amount limit exceeded for sender Monthly decline total amount limit exceeded for recipient
				for all merchant projects	String	N	current total transactions amount or count for the last month for this credit card would be calculated - Y: for all projects - 3D: for 3D gates only - Non3D: for non 3D gates only - N: for current project only of the current merchant and converted to current project currency to compare with amount limit values
				quantity limit	Int	99999	maximum total transactions count for the last month for this credit card	10246 10248	1256 1258	Monthly decline total quantity limit exceeded for sender Monthly decline total quantity limit exceeded for recipient
				use calendar day	String	N
Customer IP address anonymous VPN	This check fires when customer IP address is considered as anonymous VPN by MaxMind service. Counts Sale, Preauth or Transfer transactions.		N	filter parameter value	String	Y	Y - to filter if condition is true, N - to filter if condition is false	10250	1260	Customer ip address is anonymous vpn
Customer IP address anonymous	This check fires when customer IP address is considered as anonymous by MaxMind service. Counts Sale, Preauth or Transfer transactions.		N	filter parameter value	String	Y	Y - to filter if condition is true, N - to filter if condition is false	10251	1261	Customer ip address is anonymous
Customer IP Hosting Provider	This check fires when customer IP address belongs to a hosting or VPN provider considered by MaxMind service. Counts Sale, Preauth or Transfer transactions.		N	filter parameter value	String	Y	Y - to filter if condition is true, N - to filter if condition is false	10252	1262	Customer ip address is hosting provider
Customer IP Public Proxy	This check fires when customer IP address belongs to a public proxy considered by MaxMind service. Counts Sale, Preauth or Transfer transactions.		N	filter parameter value	String	Y	Y - to filter if condition is true, N - to filter if condition is false	10253	1263	Customer ip address is public proxy
Customer IP Residential Proxy	This check fires when customer IP address belongs to a hosting or VPN provider considered by MaxMind service. Counts Sale, Preauth or Transfer transactions.		N	filter parameter value	String	Y	Y - to filter if condition is true, N - to filter if condition is false	10254	1264	Customer ip address is residential proxy
Customer IP Tor Exit	This check fires when customer IP address is a Tor exit node considered by MaxMind service. Counts Sale, Preauth or Transfer transactions.		N	filter parameter value	String	Y	Y - to filter if condition is true, N - to filter if condition is false	10255	1265	Customer ip address is tor exit node
Customer static IP score	This check fires when customer IP address static IP score which is considered by MaxMind service is lower or equal to the settled threshold value. Higher values meaning a greater static association. For example, many IP addresses with a user type of cellular have a score under one. Broadband IPs that don’t change very often typically have a score above thirty. This indicator can be useful for deciding whether an IP address represents the same user over time. The value ranges from 0 to 99.99. Counts Sale, Preauth or Transfer transactions.		N	filter threshold value	Int	20	Lower or equal values will be filtered out	10256	1266	Customer ip address static ip score is less or equal to configured threshold
Customer IP user count	This check fires when customer IP address user count considered by MaxMind service is higher or equal to the settled threshold value. The estimated number of users sharing the IP/network during the past 24 hours. For IPv4, the count is for the individual IP. For IPv6, the count is for the /64 network. Counts Sale, Preauth or Transfer transactions.		N	filter threshold value	Int	3	Higher or equal values will be filtered out	10257	1267	Customer ip address user count is higher or equal to configured threshold
Customer IP user type	This check fires when customer IP address user type considered by MaxMind service is in blocked user types list. Possible values: business,cafe,cellular,college, consumer_privacy_network,content_delivery_network,government, hosting,library,military,residential,router,school, search_engine_spider,traveler. Counts Sale, Preauth or Transfer transactions.		N	blocked user types	String	Y	Blocked user types will be filtered out, split values with comma	10258	1268	Customer ip address user type is in blocked user types list

3.6.6. Consistency filters

Name	Description	Score	Enabled by default	Parameters				Error codes
				Name	Type	Default	Description	#	Code	Name
Customer IP address Country differs from Issuing Country	This risk check is triggered when a transaction has the сustomer IP country different from the issuing country of the card. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check. If parameter “apply for countries” is empty, filter will require strict customer country to issuer country matching for all the countries, otherwise this check will force country matching for listed countries only. For example if you setup “apply for countries” to US - check will be triggered for following country combinations US-anyNonUS or anyNonUS-US, but for combinations anyNonUS-anyNonUS and US-US the check will not fire. For card2card transactions issuer country of the source card should be equal to issuer country of the destination card, i.e. this check will be triggered for any cross-border transaction.	Yes	N	ignore undefined countries	String	Y	ignore check if country of the customer or issuer could not be defined	10013	1023	Country of the customer does not correspond to the country of the issuer
				skip country identifier	String	250	ignore check for specific customer country, for example check could be skipped if customer uses mobile network with Opera browser proxy to process the transaction
				apply for countries	String		if current parameters is not empty, check will be applied for listed countries only
Customer name differs from Cardholder name	This check fires when the provided customer name does not match cardholder name.	Yes	N	greatest levenshtein distance	Int	3	greatest levenshtein distance to consider customer and cardholder names equal	10114	1124	Customer name does not correspond to the cardholder name
Customer IP address differs from IP address used for 3-D Secure validation	This check fires when the provided Customer IP address does not match IP address used for 3-D Secure validation. Sometimes fraudsters are changing the destination of the payment converting sale operatons (revocable operation) to card2card To exclude the automation of such fraud cases this filter could be used. Some providers are using dynamic IP addresses for their clients and during transaction processing customer IP address might be changed slightly. To avoid false positives in such cases IP address change in /24 subnet is allowed.	Yes	N					10070	1080	Customer IP address have been changed during transaction processing
Customer birthday check	This check fires when the provided customer birthday is in incorrect format or customer is to young to preform requested operation.	Yes	N	maximum age	Int	100	maximum client age to process the transaction	10086	1096	Invalid customer birthday
				minimum age	Int	16	minimum client age to process the transaction
				date format	String	%Y%m%d	input format for customers birthday, following macrosses are allowed - %Y Year, numeric, four digits - %m Month, numeric (00..12) - %d Day of the month, numeric (00..31)
Source Credit Card number expiration date check	This check fires when the provided Source Credit Card expiration date will expire soon. The time threshold is a moving window calculated backwards from the moment of the transaction. Usually card expires in the last day of the expiration month printed on card. Check could be used to avoid acceptance of the Credit Card for future preauthorized payments if it expires before the the last recurring payment planned.	Yes	N	minimum days before card expiration	Int	0	minimum days before card expiration date	10126	1136	Card expires too soon
The 6+4 customer cards differs from the 6+4 passed in purpose	This check fires when the provided Customer 6+4 card does not match 6+4 passed in purpose. Counts Sale and Preauth transactions in any status.	Yes	N					10249	1259	Customer card 6+4 does not match the purpose

3.6.7. Custom business validations

Name	Description	Score	Enabled by default	Parameters				Error codes
				Name	Type	Default	Description	#	Code	Name
Transaction amount changing for Purpose	This check fires when the Transaction amount changing associated with exact Purpose exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. So, if you set a quantity threshold of 10 transactions in 30 days, only 10 transactions with amount fitting parameter regexp below will be allowed, starting from 11th transactions its amount should fit regexp after parameter value. Counts Account verification, Sale, Preauth or Transfer transactions in Approved status.	No	N	regexp below	String	^([0-9]{1,2}| 1[0-9]{2}| 2[0-4][0-9])([.][0-9] {0,3})?$	if transaction amount fits this parameter value, “quantity threshold” current value increased by one	10080	1090	Invalid transaction amount
				regexp after	String	^(2[5-9][0-9]|[3-9][0-9] {2}|[1-9][0-9]{3,10})([.] [0-9]{0,3})?$	regular expression value to fit all transaction amounts, staring from “quantity threshold” parameter value
				quantity threshold	Int	99999	since specified threshold all transaction amounts should fit “regexp after” parameter value
				lookup period in days	Int	30	lookup period to analyse transaction amount velocity in days
				for all merchant projects	String	N	Y - to check transactions for all projects of the current merchant, otherwise check transactions for current project only
Authorization reattempts requirements EMEA	This check fires for all purchase transactions. Merchants that receive a decline response for a transaction will only be allowed to resubmit it for authorization up to fifteen times within 30 calendar days from the date of the original decline response if the response code is one of the following: Response Code 100-Decline (general, no comments) Response Code 101-Decline, expired card Response Code 102-Decline, suspected fraud Response Code 104-Decline, restricted card Response Code 106-Decline, allowable PIN tries exceeded Response Code 107-Decline, refer to card issuer Response Code 108-Decline, refer to card issuer’s special conditions Response Code 109-Decline, invalid merchant Response Code 110-Decline, invalid amount Response Code 112-Decline, PIN data required Response Code 114-Decline, no account of type requested Response Code 115-Decline, requested function not supported Response Code 116-Decline, not sufficient funds Response Code 117-Decline, incorrect PIN Response Code 120-Decline, transaction not permitted to terminal Response Code 121-Decline, exceeds withdrawal amount limit Response Code 122-Decline, security violation Response Code 123-Decline, exceeds withdrawal frequency limit Response Code 124-Decline, violation of law Response Code 160-Decline, additional customer authentication required Response Code 197-Decline, call AmEx Response Code 198-Decline, call Card Processing Centre Response Code 903-Status message: re-enter transaction Response Code 904-Decline reason message: format error Response Code 907-Decline reason message: card issuer or switch inoperative Response Code 909-Decline reason message: system malfunction Response Code 913-Decline reason message: duplicate transmission Response Code 914-Decline reason message: not able to trace back to original transaction Response Code 921-Decline reason message: security software/hardware error - no action Response Code 950-Decline reason message: violation of business arrangement International card systems Rules to prohibit acquirers and their recurring services merchants from resubmitting a declined transaction for authorization if it receives a response: Response Code 111-Decline, invalid card number Response Code 180-Decline, by cardholders wish Response Code 200-Pick-up (general, no comments) Response Code 207-Pick-up, special conditions Response Code 208-Pick-up, lost card Response Code 209-Pick-up, stolen card Response Code 908-Decline reason message: transaction destination cannot be found for routing Visa only: Response Code 119-Decline, transaction not permitted to cardholder Response Code 902-Decline reason message: invalid transaction Mastercard only: Response Code 201-Pick-up, expired card Response Code 202-Pick-up, suspected fraud Response Code 203-Pick-up, card acceptor contact card acquirer Response Code 204-Pick-up, restricted card Response Code 205-Pick-up, card acceptor call acquirer’s security department Response Code 206-Pick-up, allowable PIN tries exceeded Response Code 210-Pick-up, suspected counterfeit card The time threshold is a moving window calculated backwards from the moment of the transaction. Counts Account verification, Sale, Preauth transactions in Declined status for listed decline reasons. Correct decline reasons should be supported by a connected PSP. Limits are calculated separately for each merchant id, PAN and transaction amount.	No	N					10182	1192	Payment system authorisation reattempts limit reached
Visa Preauthorized Transaction Decline Response requirements	This check fires for recurring transactions only. Merchants that receive a decline response for a preauthorized transaction will only be allowed to resubmit it for authorization up to four times within 16 calendar days from the date of the original decline response if the response code is one of the following: Response Code 05-Authorization Declined Response Code 51-Insufficient Funds Response Code 61-Exceeds Approval Amount Limit Response Code 65-Exceeds Withdrawal Frequency Limit If an approval response is not received within this time frame, merchants must not resubmit the transaction or their acquirers may be subject to non-compliance actions, as outlined in the Visa Rules, and may be subject to chargebacks. Visa Rules to prohibit acquirers and their recurring services merchants from resubmitting a declined transaction for authorization if it receives a pickup response: Response Code 04-Pick Up Card Response Code 07-Pick Up Card, Special Response Code 33-Expired Card, Capture Response Code 34-Suspected Fraud, Retain Card Response Code 35-Card Acceptor, Contact Acquirer, Retain Card Response Code 36-Restricted Card, Retain Card Response Code 37-Contact Acquirer Security Department, Retain Card Response Code 41-Lost Card Response Code 43-Stolen Card Response Code 67-Capture Card or a decline response of: Response Code 14-Invalid Account Number (No Such Number) Response Code 54-Expired Card Response Code 57-Transaction Not Permitted The time threshold is a moving window calculated backwards from the moment of the transaction. Counts Account verification, Sale, Preauth or Transfer transactions in Declined status for listed decline reasons. Correct decline reasons should be supported by a connected PSP. Limits are calculated separately for each gate descriptor.	No	N	ignore period in months	Int	0	if this parameter value greater zero, only one declined transaction allowed during the specified period, independently from its decline code	10090	1100	Visa rules violation for preauthorized transaction(DELAY)
								10135	1145	PSP rules violation for no CVV transaction (CANCEL)
								10136	1146	PSP rules violation for no CVV transaction (PICKUP)
MCC 6211 restrictions	Security Brokers/Dealers	No	N	allow MasterCard for NA	String	N	allows MasterCard processing for North America	10099	1109	MCC 6211 rules violation
				allow France	String	N	allows France processing
				allow Jamaica	String	N	allows Jamaica processing
				allow Uganda	String	N	allows Uganda processing
MCC 7995 restrictions	Betting/Casino Gambling	No	N	allow Germany	String	N	allows Germany processing	10124	1134	MCC 7995 rules violation
				allow UK	String	N	allows United Kingdom processing
CDB processing restrictions	Deny all countries except USA and EU countries. Also deny the following EU countries: Austria, Belgium, Denmark, Malta, Portugal, Romania, Slovakia, Estonia, Latvia; and the following US states: Alabama, Georgia, Missouri, South Dakota, Nebraska, North Carolina.	No	N	check credit card BIN country	String	N		10167	1177	CDB processing restrictions violation
				check customer billing address country	String	N
				check customer IP country	String	N

3.6.8. Customer Level filters

These filters can be set up on Customer level in Customer Management System.

Name	Description	Score	Enabled by default	Parameters				Error codes
				Name	Type	Default	Description	#	Code	Name
Customer id usage frequency for last 24 hours (daily limit)	This check fires when the number or amount of transactions associated with exact Customer id exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale and Preauth transactions in the approved status for Deposits or Reversal, Transfer, Payout transactions in the approved status for Withdrawals.	Yes	N	amount limit	Decimal	99999	maximum total transactions amount for the last 24 hours for exact Customer id	19000		Daily amount limit exceeded for customer id
				for all merchant currencies in Customer Management System	String	No	current total transactions amount or count for the last month for this customer id would be calculated. Yes: for all merchant levels in all currencies in payment direction (Deposit or Withdrawal) and converted to the currency of the current level for comparison with the amount limit . No: for current level only.
				quantity limit	Int	99999	maximum total transactions count for the last 24 hours for exact Customer id.	19001		Daily quantity limit exceeded for customer id
				subtract Cancel transactions	String	No	ignore cancel transactions for two-stage payments.
				use calendar day	String	No	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled. “N” for calculation from moment when filter was enabled.
Сustomer id usage frequency for last 7 days (weekly limit)	This check fires when the number or amount of transactions associated with exact Customer id exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale and Preauth transactions in the approved status for Deposits or Reversal, Transfer, Payout transactions in the approved status for Withdrawals.	Yes	N	amount limit	Decimal	99999	maximum total transactions amount for the last week for exact Customer id.	19002		Weekly amount limit exceeded for customer id
				calendar week starts from Sunday	String	No	Yes: calendar week starts from Sunday, No: calendar week starts from Monday
				for all merchant currencies in Customer Management System	String	No	current total transactions amount or count for the last month for this customer id would be calculated.
				quantity limit	Int	99999	maximum total transactions count for the last 24 hours for exact Customer id.	19003		Weekly quantity limit exceeded for customer id
				subtract Cancel transactions	String	No	ignore cancel transactions for two-stage payments.
				use calendar day	String	No	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled. “N” for calculation from moment when filter was enabled.
Customer id usage frequency last month (monthly limit)	This check fires when the number or amount of transactions associated with exact Customer id exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to be used. Some providers are using dynamic IP addresses for days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale and Preauth transactions in the approved status for Deposits or Reversal, Transfer, Payout transactions in the approved status for Withdrawals.	Yes	N	amount limit	Decimal	99999	maximum total transactions amount for the last 24 hours for exact Customer id.	19004		Monthly amount limit exceeded for customer id
				for all merchant currencies in Customer Management System	String	No	current total transactions amount or count for the last month for this customer id would be calculated. Yes: for all merchant levels in all currencies in payment direction (Deposit or Withdrawal) and converted to the currency of the current level for comparison with the amount limit. No: for current level only.
				quantity limit	Int	99999	maximum total transactions count for the last 24 hours for exact Customer id.	19005		Monthly quantity limit exceeded for customer id
				subtract Cancel transactions	String	No	ignore cancel transactions for two-stage payments.
				use calendar day	String	No	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled. “N” for calculation from moment when filter was enabled.